First Mortgage Corporation
First Mortgage Corporation is an independent residential mortgage banking firm with branch offices located throughout the west.Founded in 1975, FMC is a direct-lending mortgage banker approved as a lender and/or loan servicer by the Federal Housing Administration (FHA); the Veterans Administration (VA); the Federal National Mortgage Association (Fannie Mae); the Government National Mortgage Association (Ginnie Mae); the California Housing Finance Agency (CalHFA); the Nevada Housing Division; and many other major secondary market institutions.FMC has a longstanding tradition of providing unparalleled customer service and a reputation built on adding value to the home loan process. Thatâ€™s why FMC should be consideredâ€¦â€œyour first lending resource.First Mortgage Corporation has helped nearly 100,000 families achieve the dream of home ownership since 1975. Because we underwrite, fund, securitize and service our loans, we don’t have the cumbersome overlays imposed by other lenders. So we can say ‘yes’ to loans others refuse to consider.
We believe careful analysis of credit, income, assets and collateral should be the determining factor of loan worthiness, not credit scores, alone. That’s why we consider borrowers with credit scores at most levels as well as those who have yet to establish a credit score.